Homeowners Cost Of Living (HCOL) is a monthly series of reports and spreadsheets focused on shelter costs, inflation, credit risk, and changing home values. HCOL is designed for economists, lenders, government officials, and other professionals. See the HCOL White Paper on linked here for more information. Monthly Deliverables: 1. National HCOL Report: mean and median mortgage and property tax payment costs and change from a prior year. Hard counts of over 50 million owner-occupied homes. 2. State-By-State HCOL detail spreadsheet. 3. Credit Risk: national data and spreadsheet for over 50 largest counties. Counts under-water homes, high-risk loans, default histories, and other risk items against year earlier. 4. Home Value Month-Over-Month Change: national data and spreadsheet for over 50 largest counties. Computes estimated home market value per square foot of home size; places moving up or down in value. HCOL costs $15,000 per year for 12 monthly issues. We must charge 6% sales tax on deliveries to New Jersey, and a 3% fee for credit card payments. Questions? Call us at 908-852-7677. To download a blank copy of this order form, click here. Order forms can be emailed back to: subscriptions@smrresearch.com or fax to 908-852-6884.